904-242-6318 info@livingwelljax.com

Rates and Insurance



Judi Howard, LMHC

  • Individual Session $150 ($37.50 per 15 minute unit.  EMDR sessions are 90 minutes at $225)
  • Family Session $167 ($41.75 per 15 minute unit)
  • Safe and Sound Protocol $375

Allison Armstrong, Student Intern

  • Individual Session $60 per hour 
  • Family/Couples Session $75 per hour

Ken Wynn, LMFT, LMHC

  • Gottman Relationship Checkup $160
  • Family/Couple’s Therapy sessions $167 per hour
  • Individual Therapy $150 per hour

Kate Johnson, LMHCI

  • Individual Therapy 50-60 minutes $125
  • Family Therapy 50-60 minutes $150

Larry Sargent, LMHC

  • Individual Therapy 50-60 minutes $125
  • Couples/Family Sessions 50-60 minutes $150

David Mehrle, RMFT

  • Individual Therapy $150 per hour
  • Couples/Family Sessions $175 per hour

Lisa Olander, LMSW, RCSWI

   Family Therapy $165 per hour

  • Individual Therapy $135 per hour

David Tolbert, LMHC

  • Gottman Relationship Checkup $160
  • Family/Couple’s Therapy sessions $250 per hour
  • Individual Therapy $175 per hour

Patricia Locklear, RMHCI

  • Individual Therapy 50-60 minutes $125
  • Family or Couples Therapy 50-60 minutes $140
  • Gottman Relationship Checkup $160


We see clients with insurance on an out-of-network basis. What this means is that sessions are paid for up-front and you are provided with something referred to in the insurance industry as a Superbill.  You submit the Superbill to your insurance company, and they reimburse you according to your policy’s out-of-network benefits.

We are often asked why we are not in-network with insurance. We believe confidentiality is of the upmost importance in working with clients. Therefore, we have chosen not to work with insurance companies for a number of reasons. First, when filing insurance, companies require that clients are given a diagnostic code for billing, even if a diagnosis may not be appropriate. By not billing insurance, we can meet client needs without labeling them with a mental illness for an outside company.

A second reason we do not bill insurance is that most insurance companies require that clinicians file by using an Electronic Medical Record. By releasing private information to a third party or insurance company, it increases the risk of client’s information being exposed. Also, if you or your child needs a federal background check for purposes such as joining the military, becoming a pilot, or for a number of other reasons, their personal information may be obtained through insurance. We want to offer the highest protection of your private mental health information.

Third, rather than allowing insurance companies to dictate your treatment, we want to have a collaborative process with you in regards to your treatment. For example, some insurance plans choose the length of treatment, number of sessions, or duration of sessions. By not filing insurance, your counselor can offer the most effective treatment as opposed to allowing insurance to determine treatment options. We want to give you the most confidential and best quality of counseling!


We accept cash, check and all major credit cards as forms of payment.

Cancellation Policy

If you are unable to attend a session, please make sure you cancel at least 48 hours beforehand. Otherwise, you will be charged for the full rate of the session. Exceptions to this policy are at the discretion of your therapist or coach.

Any Other Questions

Please contact us for any additional questions you may have. We look forward to hearing from you!